"Wisdom begins in wonder" – Socrates
Month: April 2021
Why Housing Built on a Steep Slope Have Higher Insurance Premiums
04/21/21
“Why does housing built on a steep slope have higher insurance premiums?”
Structures built on slopes are more vulnerable to mudslides, unstable foundations, and difficulty of maintenance. For this reason, insurance companies deem them to be extra risky and charge higher rates. This is Why Housing Built on a Steep Slope Have Higher Insurance Premiums.
Why Frequent Flooding Can Cause More Pest Infestations
04/20/21
“How can frequent flooding cause more pest infestations?”
Pests tend to inhabit areas that are damper since they can get water to nourish themselves. As the climate becomes damper in certain regions, more frequent flooding is to follow, paving the way for more pests to come in. This is Why Frequent Flooding Can Cause More Pest Infestations.
Resilience Designs for Coastal Buildings
04/19/21
“How can create resilience designs for coastal buildings?”
Coastal buildings will be at the literal forefront of sea-level rise. To counter this, new Resilience Designs for Coastal Buildings will have to be researched, created, and constructed so that people and society will be able to live safely. This can range from allowing more porous material into buildings to elevating the entire structure.
Climate Adaptation Inspiration From Science Fiction
04/18/21
“How can we obtain climate adaptation inspiration from science fiction?”
Earth and human adaptation for survival to climate change are found everywhere in science fiction. Whether it be planetary healing in Star Trek or fighting for the fate of humanity in The Foundation trilogy, this concept appears to be everywhere. Sometimes, climate adaptation practitioners and researchers look into science fiction and take back ideas for their work. This is why Climate Adaptation Inspiration From Science Fiction is so important.
Determining Factors for Urban Flood Resilience
04/17/21
“How can we determine factors for urban flood resilience?”
Urban areas try to work on create flood resilience in their communities. However, Determining Factors for Urban Flood Resilience can be multitude. This includes conducting research, talking with experts, and looking at case studies.
U.S National Flood Insurance Program Floodplain Updates
04/16/21
“How does the U.S National Flood Insurance Program Update Floodplain Estimates?”
Floodplains are used as the basis for the U.S National Flood Insurance Program. However, with the advent of climate change, the flooding zone will expand and become more intense. Because of this, U.S National Flood Insurance Program Floodplain Updates will have to be made so we can get a better understanding of what’s happening physically and plan our communities accordingly.
Why National Flood Insurance Program Communities Ban Housing Development in Floodplains
04/15/21
“Why do communities that are covered by the national flood insurance program ban housing development in floodplains?”
Communities that are part of the national flood insurance program are instructed to ban housing development in floodplains. This is to prevent more people from living in at-risk zones. This is Why National Flood Insurance Program Communities Ban Housing Development in Floodplains.
Why Flooding Probabilities Are Important for Mortgaged Properties
04/14/21
“Why are flooding probabilities so important for mortgaged properties?”
The U.S National Flood Insurance typically focuses on floodplains that have a 1 in 100-year probability of flooding. While this may not seem like a large probability, keep in mind that if you purchase a property with a 30-year mortgage then there will be a greater than 1 in 4 chance of a flood impacting it over its payback lifetime. This is Why Flooding Probabilities Are Important for Mortgaged Properties.
Drawbacks to The U.S National Flood Insurance Program
04/13/21
“What are some of the drawbacks to the U.S National Flood Insurance Program?”
While the U.S National Flood Insurance Program has its merits, it has its drawbacks as well. Since it makes properties in flood-prone areas require flood insurance, it increases the odds that these places will be owned by elderly citizens who paid off their mortgage or investors using the property for rental income. Since this flood insurance only covers losses for the owner of the property, it makes it more likely that these properties will be occupied by renters and not property owners. This makes, flood-zone properties more likely to be offered for rent since owners don’t want to get their own items damaged. Finally, the increased risk makes these flood-prone properties cheaper, and since the safer properties become more expensive lower-income communities are more likely to be pushed out to the flood-prone areas, increasing systematic oppression and segregation. These are the Drawbacks to The U.S National Flood Insurance Program.
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